Safeguard small businesses against bad debts with Tradeliner

Protect your small business from customer insolvency and payment defaults with SME credit insurance

Safeguard your small business's accounts receivables with trade credit insurance

Four out of ten very small businesses indicate that their companies have been endangered by customer non-payment. The repercussions of late payments and unpaid debts can be significant, affecting cash flow, productivity, and growth opportunities. Secure your B2B invoices with domestic and export insurance from Coface. Indemnify losses from unpaid invoices and cover sales with our small business solution. Benefit from expert risk analysis and safeguard your cash flow.

Protect your invoices
Assess your clients' creditworthiness with Coface and secure your sales. Our insights are informed by a global network of risk experts, leveraging local knowledge to evaluate your prospects or customers. We continuously analyze financial data on companies, sectors, and country risks, enabling us to alert you to potential risks proactively.
Reclaim your receivables
Free up time to concentrate on growing your small business: we handle the collection of your receivables, both locally and internationally, on your behalf. Enhance your collection rates and sustain your trade relationships with the support of our skilled teams!
Cover your losses
Is the collection process prolonged or yielding unsatisfactory results? No worries! Coface indemnifies your losses. Safeguard your cash flow and maintain your profit margin with our credit insurance solution tailored for small businesses.

Contact our Coface Credit Risk Management Expert and Learn More :

Ask for a quote

Expand your business with absolute confidence

Drive your commercial growth effortlessly: leverage our credit opinions and real-time monitoring of your clients' and prospects' solvency.

Our credit insurance solution for small businesses enhances your competitive edge by refining the credit terms extended to your customers.

Seeking new markets? Coface safeguards your turnover as you explore business opportunities domestically and/or abroad.

Become a good customer for your bank

Ensure your invoices with our solution and enhance your credibility with your financial partners.

Consider this: choosing a credit insurance policy enhances your borrowing terms and facilitates access to overdraft facilities.

For Trade Credit Insurance - Hotline Number Available +852 2585 9133

80% of small businesses encounter outstanding debts
Small businesses frequently encounter debtors who default on payments, necessitating significant effort to ensure their debts are resolved.
40% of the assets of small businesses are customer loans
Late payments and unpaid invoices represent almost 40% of small business assets. Accounts receivables are a significant burden, which strengthens the case for managing your credit risk properly.
25% of small business failures stem from unpaid debts
With two out of three companies delaying payments to their subcontractors or suppliers. This issue is the primary reason behind nearly a quarter of all bankruptcies among very small businesses.

Frequently Asked Questions

The history of failing companies shows that even clients you think you know, and have worked with for a long time, may face financial difficulties and stop settling their invoices. And sometimes it's too late when you find out. That’s why you have to cover your entire client portfolio to reduce this risk. However, turnover with affiliated companies, public companies or individuals is excluded from your policy and, it follows, from your rate base. You tell us about the turnover to be covered domestically and / or abroad when asking for the quote.

We have a full range of options so we can design your trade credit insurance contract together: it is tailor-made for your business or the structure or governance inside your organisation. We will make sure our solution meets your specific coverage needs.

If your client is pleading a commercial dispute to avoid paying you, our collection managers will check that they are not acting in bad faith as a way to conceal their inability to pay. If the dispute is genuine and bona fide, your coverage will not be canceled but our collections will be suspended until you and your customer have resolved the dispute. The guarantee is reactivated once the dispute has been resolved, and the invoice can be indemnified if the customer is unable to settle it.

Contact our Coface Credit Risk Management Expert and Learn More :

Ask for a quote

Disclaimer:

Coface Group, through its subsidiaries/affiliates or insurance partners, offers a comprehensive range of trade credit insurance, business information and debt collection services in approximately 100 countries.

In China, trade credit insurance and all related services are provided by Coface's insurance partners i.e. insurance companies duly licensed and regulated by the National Financial Regulatory Administration (NFRA), namely, China Taiping Property Insurance Co. Ltd and China Ping An Property Insurance Co. Ltd.

Safeguard small businesses against bad debts with Tradeliner

Protect your invoices

Reclaim your receivables

Cover your losses

Contact our Coface Credit Risk Management Expert and Learn More :

Expand your business with absolute confidence

Become a good customer for your bank

Credit Insurance

80% of small businesses encounter outstanding debts

40% of the assets of small businesses are customer loans

25% of small business failures stem from unpaid debts

Frequently Asked Questions

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If there is a dispute about an invoice with one of my clients, will I also be indemnified? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

Contact our Coface Credit Risk Management Expert and Learn More :

Disclaimer: